Cotonou, July 8, 2026 – After three days of intensive work in the Beninese capital, the General Assembly of Insurance for All has resulted in the adoption of a pan-African pact for inclusive insurance. Composed of 23 resolutions including a “Call from Cotonou”, the document aims to be a true roadmap to transform African insurance.
In front of the press, Mamadou Koné, President of the Federation of National African Insurance Companies (FANAF), and Hervé Tchiakpé, President of the Association of Insurance Companies of Benin (ASA Benin), first recalled the symbolic and political significance of the approach.
According to Mr. Koné, several axes structure the adopted framework: resolutions on taxation considered essential to remove barriers to the democratization of insurance; resolutions on gender; the creation of a FANAF Inclusive Insurance Day, set to become an annual event, and the establishment of national feedback meetings within the various FANAF markets to popularize the Pact and expand the circle of signatories to the Call from Cotonou.
The President of FANAF also mentioned resolutions on sector regulation, with the ambition of obtaining “regulation that is proportional to the nature of risks”, adapted to inclusive insurance, while allowing the regulator “to continue to play its role in protecting policyholders and contract beneficiaries”.
These elements, he said, address the “five barriers” identified by the work as the main obstacles to access to insurance for populations in real need of it.
One of the major lessons from the work, Mamadou Koné also indicated, is the shared diagnosis: “The level of trust, which is the raw material of insurance, especially claims payment, was a strong lever”, both for restoring confidence and reviving activity.
For his part, Hervé Tchiakpè emphasized the effective implementation of the resolutions, which would represent “a giant step” for inclusive insurance on the continent. The originality of the adopted framework, he emphasized, lies in its operational method: an implementation date is associated with each resolution. “There are resolutions that will be implemented immediately, and others that are well staggered,” reassures the insurer.
The President of FANAF concluded with a call for responsibility: “We have done a colossal job, a job that has allowed us to have a roadmap, an act that calls for responsibility (…). Now is when the work begins. We must be ready, starting today, to implement the recommendations that we have given ourselves.”
