The Central Bank of West African States (BCEAO) published, on Wednesday, September 30, 2026, the new list of participants authorized to open the Platform for Interoperable Instant Payment System (PI-SPI) services to the public. In total, 175 institutions and providers are now involved in the eight countries of the West African Economic and Monetary Union.
Senegal leads with 43 participants, followed by Ivory Coast with 38, Burkina Faso with 20, Mali with 19, Benin with 18, Togo with 17, Niger with 13, and Guinea-Bissau.
The list published by the BCEAO confirms an opening of the system beyond traditional banks. It also includes electronic money institutions, fintech companies, and microfinance institutions. In Senegal, participants include Wave Digital Finance, Orange Mobile Finance, Djamo SN, Julaya, Mixx Senegal, Touchpoint Financial Services, Baobab, Cofina, UM-ACEP, and UM-Pamecas, alongside major banks.
In Ivory Coast, the BCEAO lists Orange Money, Wave Ivory Coast, MTN Money, Moov Money, Djamo, Julaya, Sycapa, and Paymetrust, in addition to a wide range of banks. In Mali, Sama Money, Moov Money, and Orange Mobile Finance Mali are among the authorized participants.
This new stage effectively expands the network of actors capable of offering services related to interoperable instant payments in the West African Economic and Monetary Union. The objective of PI-SPI is to enable instant transfers and payments between accounts held with different entities, including banks, electronic money wallets, or other participating institutions.
With 81 participants alone, Senegal and Ivory Coast account for over 46% of the list published by the BCEAO, highlighting the importance of these two markets in the initial deployment of the PI-SPI ecosystem.
Distribution of the 175 participants: Senegal 43; Ivory Coast 38; Burkina Faso 20; Mali 19; Benin 18; Togo 17; Niger 13; Guinea-Bissau 7.
List of participants authorized to open PI-SPI services to the public as of September 30, 2026
BENIN – 18
BANGE BANK, ATLANTIQUE BANK, BGFIBANK, BIIC, BOA, BSIC, CBAO, ATTIJARIWAFA BANK GROUP, CORIS BANK, ECOBANK, NSIA BANK, ORABANK, SOCIETE GENERALE, SONIBANK, UBA, JULAYA, MOOV MONEY, MTN, PEBCO BETHESDA
BURKINA FASO – 20
AGRIBANK OF FASO, ATLANTIQUE BANK, COMMERCIAL BANK OF BURKINA, UNION BANK OF BURKINA FASO, POSTAL BANK OF BURKINA FASO, BOA, BSIC, CBAO, ATTIJARIWAFA BANK GROUP, CORIS BANK, ECOBANK, INTERNATIONAL BUSINESS BANK BURKINA, ORABANK, SOCIETE GENERALE, UBA, VISTA BANK, WENDKUNI BANK INTERNATIONAL, ORANGE MONEY BURKINA, ACEP, BAOBAB, COFINA
IVORY COAST – 38
AFG BANK, AFRIKA BANK, AFRILAND FIRST BANK, ATLANTIQUE BANK, BDU, BGFIBANK, BHCI, BICICI, BMS, BNI, BOA, BRIDGE BANK, BSIC, CORIS BANK, ECOBANK, GUARANTY TRUST BANK, MANSA BANK, NSIA BANK, ORABANK, ORANGE BANK AFRICA, SIB, SOCIETE GENERALE IVORY COAST, STANDARD CHARTERED BANK, UBA, VERSUS BANK IVORY COAST, CONNEKT4, DJAMO, JULAYA, MOOV MONEY, MTN MONEY, ORANGE MONEY, PAYMETRUST, SYCAPAY, WAVE IVORY COAST, TOUCHPOINT FINANCIAL SERVICES, BAOBAB, COFINA, FINELLE
GUINEA-BISSAU – 7
WEST AFRICA BANK, ATLANTIQUE BANK, BDU, CORIS BANK, ECOBANK, ORABANK, ORANGE MONEY GUINEA-BISSAU
MALI – 19
AFG BANK, BANK OF AFRICA, ATLANTIQUE BANK, COMMERCIAL BANK OF SAHEL, BCI, BDM, BIM, BMS, BNDA, BSIC, CORIS BANK, ECOBANK, ORABANK, UBA, MOOV MONEY, SAMA MONEY, ORANGE MOBILE FINANCE MALI, BAOBAB, COFINA
NIGER – 13
AGRIBANK OF NIGER, ATLANTIQUE BANK, HOUSING BANK OF NIGER, BIA, BOA, BSIC, CBAO, CORIS BANK, ECOBANK, ORABANK, NIGERIAN BANKING COMPANY, AIRTEL MONEY NIGER, i-FUTUR
TOGO – 17
AFRICAN LEASE TOGO, ATLANTIQUE BANK, BDM TOGO, BIA, BOA, BSIC, CORIS BANK, ECOBANK, INTERNATIONAL BUSINESS BANK TOGO, NSIA BANK, ORABANK, SUNU BANK, INTERAFRICAN BANK, TOGO UNION BANK, MIXX TOGO, MOOV MONEY, COFINA
SENEGAL – 43
AFRIKA BANK, ALGERIAN BANK OF SENEGAL (ABS BANK), ATLANTIQUE BANK, HOUSING BANK OF SENEGAL, ISLAMIC BANK OF SENEGAL, BCI SENEGAL, BDM SENEGAL, BGFIBANK, BIMAO, BNDE, BOA, BRIDGE BANK, BSIC, CBAO, ATTIJARIWAFA BANK GROUP, CORIS BANK, SENEGAL CREDIT, INTERNATIONAL CREDIT, ECOBANK, FBNBANK, AGRICULTURAL BANK OF SENEGAL, OUTARDE BANK, NSIA BANK, ORABANK, ORANGE BANK AFRICA, SOCIETE GENERALE SENEGAL, SUNU BANK (formerly BICIS), UBA, AFRICAN FINANCIAL AGENT, DJAMO SN, JULAYA, MIKATY, MOBILE CASH SA (MIXX SENEGAL), ORANGE MOBILE FINANCE, QUICK PAY, SAMIR MONEY, SESAPAY, TOUCHPOINT FINANCIAL SERVICES, VERSUS FINANCES TECH, WAVE DIGITAL FINANCE, BAOBAB, COFINA, UM-ACEP, UM-PAMECAS
Source: BCEAO, updated list as of September 30
