The Ivorian Bank (SIB), a subsidiary of the Moroccan banking group Attijariwafa Bank, will pay out a total gross dividend of 21.25 billion CFA francs (38.25 million dollars) to its shareholders for the 2025 fiscal year, according to a proposal from the Board of Directors at the upcoming Annual General Meeting of this bank based in Abidjan.
Based on the 50 million shares making up the bank’s share capital, the gross dividend per share amounts to 425 CFA francs compared to 375 CFA francs in 2024. In accordance with Ivorian tax legislation, a 12% tax on securities income (IRVM) will be deducted from this dividend for individuals (resulting in a net dividend per share of 374 CFA francs) and 10% for legal entities (resulting in a net dividend per share of 382.5 CFA francs). Compared to its trading price of 6,900 CFA francs on the Wednesday, April 22, 2026 session of the Regional Stock Exchange where it is listed, the SIB Ivory Coast stock has a yield of 5.42% for individuals and 5.54% for legal entities.
For the 2025 fiscal year, SIB achieved an after-tax profit of 55.623 billion CFA francs compared to 50.234 billion CFA francs in 2024, representing an 11% increase. The bank’s management celebrated this growth as a confirmation of the strength of the economic model and the institution’s ability to generate profitable and sustainable growth in a demanding environment.
The total balance sheet increased by 12% to 1,882 billion CFA francs from 1,685.249 billion CFA francs in 2024.
Customer loans increased by 11% to 1,227 billion CFA francs from 1,101 billion CFA francs in 2024. Customer deposits also grew by 7% to 1,503 billion CFA francs from 1,399 billion CFA francs in 2024.
The net banking income increased by 6%, reaching 108.663 billion CFA francs compared to 102.763 billion CFA francs in 2024.
Bank operating expenses amounted to 41.9 billion CFA francs compared to 40.1 billion CFA francs in 2024, representing a controlled increase of 4%. According to SIB’s management, this reflects rigorous cost control discipline. They added that this operational control led to a significant improvement in the operating ratio, which strengthened by 46 basis points to reach 38.6% by the end of December 2025, enhancing the institution’s competitiveness and its ability to create sustainable value.
The bank’s gross operating income increased by 7%, rising from 62.6 billion CFA francs in 2024 to 66.7 billion CFA francs in 2025.
The bank’s risk cost improved by 30%, amounting to 3.6 billion CFA francs compared to 5.2 billion CFA francs at the end of December 2024.
A 10% increase in the bank’s operating result was recorded for the 2025 fiscal year, with a balance of 63.1 billion CFA francs compared to 57.4 billion CFA francs in 2024.
The same upward trend is observed in the pre-tax profit, which increased from 57.5 billion CFA francs in 2024 to 63 billion CFA francs in 2025 (+10%).
