Egyptian fintech group Valu has secured a short-term credit line of 3 billion Egyptian pounds ($63.6 million) from the National Bank of Egypt, the company announced on Tuesday, in an effort to strengthen its financing capacity as it expands its operations in the region.
Founded in 2017, the platform offers customizable financing plans of up to 60 months, usable at over 8,000 physical and online merchants. Valu has experienced strong growth in recent years. According to internal data, the company has processed over 9.2 million transactions, with an average of around 16,000 transactions per day in the first quarter of 2025, and holds approximately 25% of the Egyptian consumer finance market.
In the first nine months of 2025, Valu’s gross revenue reached 4 billion Egyptian pounds, up 84% from the previous year, while its net income surged by 139% to around 541 million EGP ($17.9 million).
The new credit line aims to provide additional liquidity to support the growth of existing activities and expansion into new markets, particularly following its recent entry into Jordan.
For the National Bank of Egypt, the agreement is part of a broader strategy to support fintechs and promote financial inclusion.
