SIF Group, a company specialized in financial education, financial inclusion, and digital finance, has opened its offices in Togo as part of its regional expansion strategy. It started its activities in the Togolese capital in 2025.
“We are building on 13 years of experience in Benin to support the Togolese ecosystem and contribute to its inclusive development,” says CEO Armel Alavo. The group also operates in Cameroon, Ivory Coast, and Senegal. “Our mission is to facilitate financial inclusion by supporting financial institutions, artisans, rural and agricultural communities, women, youth, and entrepreneurs (…). We also explore and especially focus on innovative fintech solutions to make financial services more accessible and tailored to the needs of the population,” he adds.
In this new market, the group aims to strengthen financial inclusion through awareness-raising actions, financial, digital, and entrepreneurial education, high-impact project management, and targeted studies and support for local actors. The goal is to promote responsible and sustainable access to formal financial services for the population.
It is worth noting that Togo recorded a financial inclusion rate of around 87% in 2024, according to data from the Central Bank of West African States (BCEAO).
