{"id":491691,"date":"2026-06-10T12:12:47","date_gmt":"2026-06-10T12:12:47","guid":{"rendered":"https:\/\/www.financialafrik.com\/en\/2026\/06\/10\/affordable-housing-and-green-transition-in-senegal-a-strategic-partnership-of-39-billion-cfa-francs-between-fhs-and-adhi-for-1000-pilot-homes\/"},"modified":"2026-06-10T12:12:58","modified_gmt":"2026-06-10T12:12:58","slug":"affordable-housing-and-green-transition-in-senegal-a-strategic-partnership-of-39-billion-cfa-francs-between-fhs-and-adhi-for-1000-pilot-homes","status":"publish","type":"post","link":"https:\/\/www.financialafrik.com\/en\/2026\/06\/10\/affordable-housing-and-green-transition-in-senegal-a-strategic-partnership-of-39-billion-cfa-francs-between-fhs-and-adhi-for-1000-pilot-homes\/","title":{"rendered":"Affordable Housing and Green Transition in Senegal: A Strategic Partnership of 39 Billion CFA Francs between FHS and ADHI for 1,000 Pilot Homes"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div><p>In parallel with the General Assemblies of Shelter Afrique Development Bank (ShafDB) held in Rabat on June 9th, Senegal has taken a new step in its policy of social and sustainable housing. The Social Housing Fund (FHS) and the Rwandan group ADHI International have signed a Memorandum of Understanding for the realization of a pilot project of 1,000 integrated, affordable and EDGE-certified homes, for a total estimated investment of 39 billion CFA francs.<\/p>\n<p>This large-scale partnership is in perfect line with the country&#8217;s new strategic roadmap, the &#8220;Vision Senegal 2050&#8221;, initiated by the President of the Republic, His Excellency Bassirou Diomaye Faye, aiming to structurally transform the economy and ensure social justice through access to dignified and sustainable housing. It aims to deeply transform the national development model by placing social inclusion, environmental sustainability, and modernization of financing mechanisms at the heart of public strategy. Housing thus appears as a central lever for social stability and economic structuring. In detail, the program presented in Rabat is not limited to a classic real estate operation. It is based on an integrated architecture structured around three key pillars, reflecting a desire to break with traditional models of financing and access to housing in West Africa.<\/p>\n<p>The first major axis is the mobilization of savings from the Senegalese diaspora. The project intends to establish innovative investment mechanisms to channel financial transfers from Senegalese abroad towards productive and secure real estate assets. The objective is to transform this dispersed resource into a structuring lever for financing urban development.<\/p>\n<p>The second pillar is the promotion of the rent-to-own model, designed as a pragmatic response to the constraints of access to formal bank credit. In a context where a large part of the active population operates in the informal sector, this mechanism aims to offer progressive paths to property ownership, secured and adapted to the actual income capacities of households.<\/p>\n<p>The third lever is the digitization of evaluation and financing processes. The project foresees the integration of advanced digital solutions to improve household scoring and streamline access to real estate financing. This approach is part of a desire to modernize the sector, notably through the future housing access platform SENKER, developed by the FHS.<\/p>\n<p>A project designed as a catalyst for international financing<\/p>\n<p>With an initial investment of 39 billion CFA francs, this pilot project is also conceived as a demonstration instrument aimed at attracting more international capital to the housing sector in Senegal. By structuring an integrated operation combining social impact, economic viability, and ecological transition, the authorities intend to strengthen the credibility of the Senegalese model with multilateral donors and institutional investors. In this dynamic, the Shelter Afrique Development Bank has positioned itself as a leading financial actor, called upon to play a leading role in structuring and financing the project. This involvement confirms the growing interest of pan-African institutions in more sustainable and replicable urban development models. &#8220;This memorandum not only marks the beginning of a project of 1,000 certified EDGE ecological homes; it lays the foundations for a new approach to social housing in Senegal, combining financial innovation for the informal sector, economic patriotism of the diaspora, and ecological transition, in line with the orientations of Vision 2050,&#8221; said the administrator of the Social Housing Fund Mr. Ibrahima DIOP (representative of the Senegalese Minister in charge of urban planning) at the signing ceremony.<\/p>\n<p>Towards a replicable model of urban development in Africa<\/p>\n<p>Beyond its initial scope, this project is designed as a laboratory of solutions that can be replicated at the national, even regional level. The combination of ADHI International&#8217;s technical expertise in sustainable construction, the facilitator role of FHS, and the financial support of Shelter Afrique outlines a new configuration of public-private partnerships in Africa. In a context marked by rapid urbanization and growing needs for accessible housing, this initiative illustrates the emergence of new hybrid models where financial innovation, ecological transition, and integration of new technologies intersect. If the objectives are met, this program could set a structuring precedent in the way African states address the issue of affordable housing, placing it at the center of economic and social transformation policies. &#8220;The signing of this MOU represents an extremely important step for the Fund as it addresses several crucial issues for the development of affordable housing in Senegal, including financial innovation coupled with sustainable projects. We are aiming for a paradigm shift in housing financing strategies, blending public resources and private funds.<\/p>\n<p>The choice of ADHI lies in the fact that they are highly rated in green construction and EDGE ADVANCE certified. SHELTER AFRIQUE, a strategic partner of Senegal and the Ministry responsible for urban planning, has facilitated the relationship and, as an institutional witness, ensures the realization of this major project. Through this real estate participatory investment platform included in a large solidarity and investment fund, this project will allow us to provide solutions for capturing diaspora savings, digitizing access processes to housing, and developing rent-to-own in favor of the informal sector, a layer often excluded from bank financing circuits,&#8221; emphasizes Ibrahima Diop, Administrator of FHS.<\/p>\n<p>ADH and FHS, two actors serving housing<\/p>\n<p>The Social Housing Fund (FHS) is the Senegalese public instrument responsible for facilitating and financing access to housing for low and middle-income households. The group ADHI International is a Rwandan actor specialized in the design and construction of affordable and ecological housing, relying on innovative technologies with a low environmental footprint.<\/p>\n<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div>","protected":false},"excerpt":{"rendered":"<p>In parallel with the General Assemblies of Shelter Afrique Development Bank (ShafDB) held in Rabat on June 9th, Senegal has taken a new step in its policy of social and sustainable housing. The Social Housing Fund (FHS) and the Rwandan group ADHI International have signed a Memorandum of Understanding for the realization of a pilot<\/p>\n","protected":false},"author":537202,"featured_media":491692,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"translated_post_url_fr":"https:\/\/www.financialafrik.com\/2026\/06\/10\/habitat-abordable-et-transition-verte-au-senegal-un-partenariat-strategique-de-39-milliards-de-fcfa-entre-le-fhs-et-adhi-pour-1-000-logements-pilotes\/","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[12591,12046],"tags":[],"class_list":["post-491691","post","type-post","status-publish","format-standard","has-post-thumbnail","category-feature","category-leaders-en","pmpro-has-access"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Affordable Housing and Green Transition in Senegal: A Strategic Partnership of 39 Billion CFA Francs between FHS and ADHI for 1,000 Pilot Homes - Financial Afrik<\/title>\n<meta name=\"description\" content=\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. 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