{"id":483204,"date":"2025-07-28T14:57:23","date_gmt":"2025-07-28T14:57:23","guid":{"rendered":"https:\/\/www.financialafrik.com\/en\/2025\/07\/28\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\/"},"modified":"2025-07-28T14:59:18","modified_gmt":"2025-07-28T14:59:18","slug":"morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements","status":"publish","type":"post","link":"https:\/\/www.financialafrik.com\/en\/2025\/07\/28\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\/","title":{"rendered":"Morocco: Saham Bank enters the digital race with its subsidiary Saham Paiements"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div>\r\n<p>Just operational, Saham Bank is already making its mark by announcing the launch of <strong>Saham Paiements<\/strong>, a subsidiary dedicated to electronic payment solutions. A notable entry into a strategic segment that does not leave indifferent the giants of the sector &#8211; <strong>Attijariwafa Bank, BOA, BCP<\/strong> &#8211; between displayed condescension and assumed vigilance.<\/p>\r\n\r\n\r\n\r\n<p>In a Morocco where the adoption of electronic payments is accelerating, Saham Bank aims to establish itself as a disruptive player. Through Saham Paiements, the bank aims to modernize cash collection practices, especially for local merchants, independents, and multi-site brands.<\/p>\r\n\r\n\r\n\r\n<p>&#8220;With Saham Paiements, our ambition is clear: to make electronic cash collections a smooth, secure, and efficient reality for all merchants,&#8221; declares <strong>Asmae Hajjami<\/strong>, General Manager of Saham Bank.<\/p>\r\n\r\n\r\n\r\n<p>The subsidiary offers a complete range including state-of-the-art <strong>POS terminals<\/strong> (fixed, portable, e-commerce), <strong>contactless mobile payment solutions (NFC)<\/strong>, and on-site support: installation, training, technical assistance. A model designed as a global partnership, according to <strong>Mohamed El Morabit<\/strong>, General Manager of Saham Paiements: &#8220;Robust technology, local service, and reliability. Everything is designed to allow each merchant to transition to the digital age without friction.&#8221;<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" class=\"wp-image-605309\" src=\"https:\/\/www.financialafrik.com\/wp-content\/uploads\/2025\/07\/IMG_0873-600x434.jpeg\" alt=\"\" \/><\/figure>\r\n\r\n\r\n\r\n<p>Beyond simply providing tools, Saham Paiements positions itself as <strong>a lever for the digital transformation of Moroccan commerce<\/strong>, in a market undergoing significant changes, which could soon surpass <strong>the threshold of 100 million annual transactions<\/strong> in retail.<\/p>\r\n\r\n\r\n\r\n<p>With this initiative, <strong>Saham Bank asserts its desire to play a structuring role<\/strong> in the digital banking ecosystem, despite its late entry into the market. The former <strong>Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Marocaine de Banques (SGMB)<\/strong>, founded in 1913, embraces its heritage while accelerating its strategic repositioning around innovation and service.<\/p>\r\n\r\n\r\n\r\n<p>One thing is certain: the payment landscape in Morocco now includes a new player with ambitious goals.<\/p>\r\n<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Just operational, Saham Bank is already making its mark by announcing the launch of Saham Paiements, a subsidiary dedicated to electronic payment solutions. A notable entry into a strategic segment that does not leave indifferent the giants of the sector &#8211; Attijariwafa Bank, BOA, BCP &#8211; between displayed condescension and assumed vigilance. In a Morocco<\/p>\n","protected":false},"author":536284,"featured_media":483205,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"translated_post_url_fr":"https:\/\/www.financialafrik.com\/2025\/07\/28\/maroc-saham-bank-entre-dans-la-course-au-digital-avec-sa-filiale-saham-paiements\/","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[16158,12591],"tags":[],"class_list":{"0":"post-483204","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-feature","9":"pmpro-has-access"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Morocco: Saham Bank enters the digital race with its subsidiary Saham Paiements - Financial Afrik<\/title>\n<meta name=\"description\" content=\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. 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We aspire to neutrality, but we assume our subjectivity\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.financialafrik.com\/en\/2025\/07\/28\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\/\" \/>\n<meta property=\"og:site_name\" content=\"Financial Afrik\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FinancialAfrik\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-28T14:57:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-28T14:59:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2025\/07\/IMG_0874.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Zeinab Filali\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Financialafrik\" \/>\n<meta name=\"twitter:site\" content=\"@Financialafrik\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Zeinab Filali\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/\"},\"author\":{\"name\":\"Zeinab Filali\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#\\\/schema\\\/person\\\/1a3d41ee48241ade59edaf9fc6a257ad\"},\"headline\":\"Morocco: Saham Bank enters the digital race with its subsidiary Saham Paiements\",\"datePublished\":\"2025-07-28T14:57:23+00:00\",\"dateModified\":\"2025-07-28T14:59:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/\"},\"wordCount\":299,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/IMG_0874.jpeg\",\"articleSection\":[\"Bank\",\"Featured\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/\",\"url\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/\",\"name\":\"Morocco: Saham Bank enters the digital race with its subsidiary Saham Paiements - Financial Afrik\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2025\\\/07\\\/28\\\/morocco-saham-bank-enters-the-digital-race-with-its-subsidiary-saham-paiements\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/IMG_0874.jpeg\",\"datePublished\":\"2025-07-28T14:57:23+00:00\",\"dateModified\":\"2025-07-28T14:59:18+00:00\",\"description\":\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. 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