{"id":469684,"date":"2021-02-02T13:54:52","date_gmt":"2021-02-02T12:54:52","guid":{"rendered":"https:\/\/www.kapitalafrik.com\/?p=469684"},"modified":"2021-02-02T13:54:52","modified_gmt":"2021-02-02T12:54:52","slug":"deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp","status":"publish","type":"post","link":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/","title":{"rendered":"Deterioration for credit risk of banks in North Africa and Jordan (S&#038;P)"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div><p><span style=\"font-size: 12pt;\"><strong>\u201cWe expect the asset quality of North African and Jordanian banks to deteriorate in 2021 once the regulatory suspension measures are lifted,\u201d said Standard and Poor&#8217;s agency in a note published Tuesday, February 2, on the evolution of banks in Morocco, Tunisia, Egypt and Jordan. In the opinion of the agency, the current crisis continues to be profitable for the banks of these countries, except in Tunisia, where the banks present a more fragile profile because of the poor quality of assets and the high rate of debts in suffering (NPL).<\/strong><\/span><\/p>\n<p>Tunisian banks, which are lagging behind in terms of regulation and still apply local accounting principles, will gradually see deterioration in asset quality, as regulators recently extended their forbearance measures. \u201cThe Central Bank of Tunisia (BCT) has asked banks to make provisions on exposures affected by the pandemic, but in our opinion, these will prove insufficient to cover the full extent of the risks. We expect the NPL ratio to exceed 20% by 2022 and that provisions will gradually increase over the next few years, reaching the maximum level of around 350 basis points (bps) in 2022, eroding the capital buffer already. small banks, \u201dsays S&amp;P.<\/p>\n<p>On the other hand, in Morocco and Jordan, the risks are increased by a high concentration, given the structure of their economies. For Moroccan banks, exposure to the rest of Africa is another source of risk that will lead to further write-downs, especially in countries with weak stimulus measures, S&amp;P notes. Some Moroccan and Jordanian banks, subject to International Financial Reporting Standards (IFRS) 9, have already started to set aside provisions in 2020 in anticipation of a deterioration in asset quality. \u201cFor these banks, we expect credit losses to remain high in 2021, at a level similar to 2020\u201d.<\/p>\n<p>For Egyptian banks, the rating agency predicts that the losses will come mainly from their exposure to SMEs, which has increased in recent years due to the recommendation of the Central Bank of Egypt to extend loans to SMEs to 20% of total funding. At the same time, limited exposure to COVID-19 sensitive industries relative to their peers, low private sector debt, and low banking sector penetration will support asset quality metrics. \u201cWe expect that credit losses will continue to increase in Egypt in 2021, as the country absorbs much of the economic effect of the pandemic (Egypt data is presented on an accrual basis [FY] ending June 30, thus spreading the impact on FY2020-FY2021) \u201d.<\/p>\n<p>Overall, banks&#8217; growing exposure to sovereign debt to the risk of reform delays could affect their solvency.<\/p>\n<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u201cWe expect the asset quality of North African and Jordanian banks to deteriorate in 2021 once the regulatory suspension measures are lifted,\u201d said Standard and Poor&#8217;s agency in a note published Tuesday, February 2, on the evolution of banks in Morocco, Tunisia, Egypt and Jordan. In the opinion of the agency, the current crisis continues<\/p>\n","protected":false},"author":536284,"featured_media":469685,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":{"pmpro_default_level":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"translated_post_url_fr":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[16158,11996],"tags":[17173,17182,17177,17176,17174,17178,17183,17184,17180,17181,17179,17175],"class_list":{"0":"post-469684","1":"post","2":"type-post","3":"status-publish","4":"format-aside","5":"has-post-thumbnail","7":"category-bank","8":"category-finance-en","9":"tag-nous-nous-attendons-a-ce-que-la-qualite-des-actifs-des-banques-nord-africaines-et-jordaniennes-se-deteriore-en-2021-une-fois-que-les-mesures-de-suspension-reglementaires-seront-levees","10":"tag-constateront-progressivement-la-deterioration-de-la-qualite-des-actifs","11":"tag-en-egypte-et-en-jordanie-de-lavis-de-lagence","12":"tag-en-tunisie","13":"tag-estime-lagence-standard-and-poors-dans-une-note-parue-mardi-2-fevrier","14":"tag-la-crise-actuelle-continue-a-etre-rentable-pour-les-banques-de-ces-pays","15":"tag-les-regulateurs-ayant-recemment-etendu-leurs-mesures-dabstention-la-banque-centrale-de-tunisie-bct-a-demande-aux-banques-de-constituer-des-provisions-sur-les-expositions-affectees","16":"tag-mais-a-notre-avis","17":"tag-ou-les-banques-presentent-un-profil-plus-fragile-a-cause-de-la-mauvaise-qualite-des-actifs-et-du-taux-eleve-des-creances-en-souffrance-npl-les-banques-tunisiennes","18":"tag-qui-sont-a-la-traine-en-termes-de-reglementation-et-qui-appliquent-toujours-les-principes-comptables-locaux","19":"tag-sauf-en-tunisie","20":"tag-sur-levolution-des-banques-au-maroc","21":"post_format-post-format-aside","22":"pmpro-has-access"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Deterioration for credit risk of banks in North Africa and Jordan (S&amp;P) - Financial Afrik<\/title>\n<meta name=\"description\" content=\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. The aim of Kapital Afrik is to provide financial and political news, give priority to human entrepreneurial experiences, lend life to economic policies, givemeaning to statistics. Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. We aspire to neutrality, but we assume our subjectivity\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Deterioration for credit risk of banks in North Africa and Jordan (S&amp;P)\" \/>\n<meta property=\"og:description\" content=\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. The aim of Kapital Afrik is to provide financial and political news, give priority to human entrepreneurial experiences, lend life to economic policies, givemeaning to statistics. Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. We aspire to neutrality, but we assume our subjectivity\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/\" \/>\n<meta property=\"og:site_name\" content=\"Financial Afrik\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FinancialAfrik\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-02T12:54:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2021\/02\/SP-Banks.png\" \/>\n\t<meta property=\"og:image:width\" content=\"630\" \/>\n\t<meta property=\"og:image:height\" content=\"317\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Zeinab Filali\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Financialafrik\" \/>\n<meta name=\"twitter:site\" content=\"@Financialafrik\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Zeinab Filali\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/\"},\"author\":{\"name\":\"Zeinab Filali\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#\\\/schema\\\/person\\\/1a3d41ee48241ade59edaf9fc6a257ad\"},\"headline\":\"Deterioration for credit risk of banks in North Africa and Jordan (S&#038;P)\",\"datePublished\":\"2021-02-02T12:54:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/\"},\"wordCount\":434,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/SP-Banks.png\",\"keywords\":[\"\u201cNous nous attendons \u00e0 ce que la qualit\u00e9 des actifs des banques nord-africaines et jordaniennes se d\u00e9t\u00e9riore en 2021 une fois que les mesures de suspension r\u00e9glementaires seront lev\u00e9es\u201d\",\"constateront progressivement la d\u00e9t\u00e9rioration de la qualit\u00e9 des actifs\",\"en Egypte et en Jordanie. De l\u2019avis de l\u2019agence\",\"en Tunisie\",\"estime l\u2019agence Standard and Poor\u2019s dans une note parue mardi 2 f\u00e9vrier\",\"la crise actuelle continue \u00e0 \u00eatre rentable pour les banques de ces pays\",\"les r\u00e9gulateurs ayant r\u00e9cemment \u00e9tendu leurs mesures d\u2019abstention. \u201cLa Banque centrale de Tunisie (BCT) a demand\u00e9 aux banques de constituer des provisions sur les expositions affect\u00e9es par la pand\u00e9mie\",\"mais \u00e0 notre avis\",\"o\u00f9 les banques pr\u00e9sentent un profil plus fragile \u00e0 cause de la mauvaise qualit\u00e9 des actifs et du taux \u00e9lev\u00e9 des cr\u00e9ances en souffrance (NPL). Les banques tunisiennes\",\"qui sont \u00e0 la tra\u00eene en termes de r\u00e9glementation et qui appliquent toujours les principes comptables locaux\",\"sauf en Tunisie\",\"sur l\u2019\u00e9volution des banques au Maroc\"],\"articleSection\":[\"Bank\",\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/\",\"url\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/\",\"name\":\"Deterioration for credit risk of banks in North Africa and Jordan (S&P) - Financial Afrik\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/SP-Banks.png\",\"datePublished\":\"2021-02-02T12:54:52+00:00\",\"description\":\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. The aim of Kapital Afrik is to provide financial and political news, give priority to human entrepreneurial experiences, lend life to economic policies, givemeaning to statistics. Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. We aspire to neutrality, but we assume our subjectivity\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/2021\\\/02\\\/02\\\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/SP-Banks.png\",\"contentUrl\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/SP-Banks.png\",\"width\":630,\"height\":317},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/\",\"name\":\"Kapital Afrik\",\"description\":\"All African finance\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#organization\",\"name\":\"Kapital Afrik | All African finance\",\"url\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.kapitalafrik.com\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/logo-430x76-kapital-afrik-.png\",\"contentUrl\":\"https:\\\/\\\/www.kapitalafrik.com\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/logo-430x76-kapital-afrik-.png\",\"width\":1740,\"height\":266,\"caption\":\"Kapital Afrik | All African finance\"},\"image\":{\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/FinancialAfrik\\\/\",\"https:\\\/\\\/x.com\\\/Financialafrik\",\"https:\\\/\\\/www.instagram.com\\\/financialafrikbusiness\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/financial-afrik\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCSeoXcgLHLSVaKqMP7cQaJQ\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/#\\\/schema\\\/person\\\/1a3d41ee48241ade59edaf9fc6a257ad\",\"name\":\"Zeinab Filali\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ddd1478e4a24db7f55404e7f73e0bf88888a97e42632a8f93dcc914be1f20def?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ddd1478e4a24db7f55404e7f73e0bf88888a97e42632a8f93dcc914be1f20def?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ddd1478e4a24db7f55404e7f73e0bf88888a97e42632a8f93dcc914be1f20def?s=96&d=blank&r=g\",\"caption\":\"Zeinab Filali\"},\"description\":\"Graduated in Organizational Communication, she is a journalist and expert in financial communication based in Casablanca. Passionate about Africa, she approaches journalistic writing as a mission summed up in a single word: Inform.\",\"url\":\"https:\\\/\\\/www.financialafrik.com\\\/en\\\/author\\\/zeinab-filali\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Deterioration for credit risk of banks in North Africa and Jordan (S&P) - Financial Afrik","description":"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. The aim of Kapital Afrik is to provide financial and political news, give priority to human entrepreneurial experiences, lend life to economic policies, givemeaning to statistics. Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. We aspire to neutrality, but we assume our subjectivity","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/","og_locale":"en_US","og_type":"article","og_title":"Deterioration for credit risk of banks in North Africa and Jordan (S&P)","og_description":"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. The aim of Kapital Afrik is to provide financial and political news, give priority to human entrepreneurial experiences, lend life to economic policies, givemeaning to statistics. Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. We aspire to neutrality, but we assume our subjectivity","og_url":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/","og_site_name":"Financial Afrik","article_publisher":"https:\/\/www.facebook.com\/FinancialAfrik\/","article_published_time":"2021-02-02T12:54:52+00:00","og_image":[{"width":630,"height":317,"url":"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2021\/02\/SP-Banks.png","type":"image\/png"}],"author":"Zeinab Filali","twitter_card":"summary_large_image","twitter_creator":"@Financialafrik","twitter_site":"@Financialafrik","twitter_misc":{"Written by":"Zeinab Filali","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/#article","isPartOf":{"@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/"},"author":{"name":"Zeinab Filali","@id":"https:\/\/www.financialafrik.com\/en\/#\/schema\/person\/1a3d41ee48241ade59edaf9fc6a257ad"},"headline":"Deterioration for credit risk of banks in North Africa and Jordan (S&#038;P)","datePublished":"2021-02-02T12:54:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/"},"wordCount":434,"commentCount":0,"publisher":{"@id":"https:\/\/www.financialafrik.com\/en\/#organization"},"image":{"@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/#primaryimage"},"thumbnailUrl":"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2021\/02\/SP-Banks.png","keywords":["\u201cNous nous attendons \u00e0 ce que la qualit\u00e9 des actifs des banques nord-africaines et jordaniennes se d\u00e9t\u00e9riore en 2021 une fois que les mesures de suspension r\u00e9glementaires seront lev\u00e9es\u201d","constateront progressivement la d\u00e9t\u00e9rioration de la qualit\u00e9 des actifs","en Egypte et en Jordanie. De l\u2019avis de l\u2019agence","en Tunisie","estime l\u2019agence Standard and Poor\u2019s dans une note parue mardi 2 f\u00e9vrier","la crise actuelle continue \u00e0 \u00eatre rentable pour les banques de ces pays","les r\u00e9gulateurs ayant r\u00e9cemment \u00e9tendu leurs mesures d\u2019abstention. \u201cLa Banque centrale de Tunisie (BCT) a demand\u00e9 aux banques de constituer des provisions sur les expositions affect\u00e9es par la pand\u00e9mie","mais \u00e0 notre avis","o\u00f9 les banques pr\u00e9sentent un profil plus fragile \u00e0 cause de la mauvaise qualit\u00e9 des actifs et du taux \u00e9lev\u00e9 des cr\u00e9ances en souffrance (NPL). Les banques tunisiennes","qui sont \u00e0 la tra\u00eene en termes de r\u00e9glementation et qui appliquent toujours les principes comptables locaux","sauf en Tunisie","sur l\u2019\u00e9volution des banques au Maroc"],"articleSection":["Bank","Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/","url":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/","name":"Deterioration for credit risk of banks in North Africa and Jordan (S&P) - Financial Afrik","isPartOf":{"@id":"https:\/\/www.financialafrik.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/#primaryimage"},"image":{"@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/#primaryimage"},"thumbnailUrl":"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2021\/02\/SP-Banks.png","datePublished":"2021-02-02T12:54:52+00:00","description":"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. The aim of Kapital Afrik is to provide financial and political news, give priority to human entrepreneurial experiences, lend life to economic policies, givemeaning to statistics. Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. We aspire to neutrality, but we assume our subjectivity","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.financialafrik.com\/en\/2021\/02\/02\/deterioration-for-credit-risk-of-banks-in-north-africa-and-jordan-sp\/#primaryimage","url":"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2021\/02\/SP-Banks.png","contentUrl":"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2021\/02\/SP-Banks.png","width":630,"height":317},{"@type":"WebSite","@id":"https:\/\/www.financialafrik.com\/en\/#website","url":"https:\/\/www.financialafrik.com\/en\/","name":"Kapital Afrik","description":"All African finance","publisher":{"@id":"https:\/\/www.financialafrik.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.financialafrik.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.financialafrik.com\/en\/#organization","name":"Kapital Afrik | All African finance","url":"https:\/\/www.financialafrik.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.financialafrik.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.kapitalafrik.com\/wp-content\/uploads\/2020\/06\/logo-430x76-kapital-afrik-.png","contentUrl":"https:\/\/www.kapitalafrik.com\/wp-content\/uploads\/2020\/06\/logo-430x76-kapital-afrik-.png","width":1740,"height":266,"caption":"Kapital Afrik | All African finance"},"image":{"@id":"https:\/\/www.financialafrik.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/FinancialAfrik\/","https:\/\/x.com\/Financialafrik","https:\/\/www.instagram.com\/financialafrikbusiness\/","https:\/\/www.linkedin.com\/in\/financial-afrik\/","https:\/\/www.youtube.com\/channel\/UCSeoXcgLHLSVaKqMP7cQaJQ\/"]},{"@type":"Person","@id":"https:\/\/www.financialafrik.com\/en\/#\/schema\/person\/1a3d41ee48241ade59edaf9fc6a257ad","name":"Zeinab Filali","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/ddd1478e4a24db7f55404e7f73e0bf88888a97e42632a8f93dcc914be1f20def?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ddd1478e4a24db7f55404e7f73e0bf88888a97e42632a8f93dcc914be1f20def?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ddd1478e4a24db7f55404e7f73e0bf88888a97e42632a8f93dcc914be1f20def?s=96&d=blank&r=g","caption":"Zeinab Filali"},"description":"Graduated in Organizational Communication, she is a journalist and expert in financial communication based in Casablanca. Passionate about Africa, she approaches journalistic writing as a mission summed up in a single word: Inform.","url":"https:\/\/www.financialafrik.com\/en\/author\/zeinab-filali\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.financialafrik.com\/en\/wp-content\/uploads\/2021\/02\/SP-Banks.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/posts\/469684","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/users\/536284"}],"replies":[{"embeddable":true,"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/comments?post=469684"}],"version-history":[{"count":0,"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/posts\/469684\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/media\/469685"}],"wp:attachment":[{"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/media?parent=469684"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/categories?post=469684"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.financialafrik.com\/en\/wp-json\/wp\/v2\/tags?post=469684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}