{"id":464462,"date":"2019-01-28T15:24:32","date_gmt":"2019-01-28T14:24:32","guid":{"rendered":"https:\/\/en.financialafrik.com\/?p=464462"},"modified":"2019-01-28T15:24:32","modified_gmt":"2019-01-28T14:24:32","slug":"morocco-banking-sector-heavily-exposed-to-real-estate-risks-according-to-standard-poors","status":"publish","type":"post","link":"https:\/\/www.financialafrik.com\/en\/2019\/01\/28\/morocco-banking-sector-heavily-exposed-to-real-estate-risks-according-to-standard-poors\/","title":{"rendered":"Morocco: Banking sector heavily exposed to real estate risks according to Standard &#038; Poor&#8217;s"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div><p>In a note published on the Mena region and Turkey, the US rating agency Standard and Poor&#8217;s (S &amp; P) shares the high exposure of the Moroccan banking sector to the risks related to real estate.<br \/>\n&#8220;The Moroccan banking sector remains constrained by its high exposure to the risks associated with commercial real estate. This is reflected by the over-indebted promoters who are facing a decrease in real estate transactions, &#8220;she says.<br \/>\n&#8220;We expect total nonperforming loans to remain high over the next two years (around 7%), with steel, tourism, commercial real estate and construction recording the largest credit losses. In addition, we do not exclude that the current efforts of the Central Bank of Morocco (BAM) to harmonize the classification of its loans and the increase in general provisions may lead to a decline in asset quality indicators of Moroccan banks &#8221; adds the agency.<br \/>\nAccording to the institution, however, the profitability of the sector should remain high, with growth of credits estimated at 4% over the next two years, despite &#8220;the impact of the application of the new IFRS9 (adopted in 2018, Ndr) &#8220;. This, she explains, is due to the low cost of labor and a large share of non-interest bearing deposits.<br \/>\nAs for credit growth, the agency attributes it to the resumption of business growth and loans to households &#8220;still dynamic&#8221;. &#8220;Although margins will suffer from low interest rates and fierce competition in the Moroccan banking sector, we expect African subsidiaries to continue to make a positive contribution to the financial performance of major Moroccan banks,&#8221; the agency said. elsewhere.<br \/>\nThe Moroccan banking sector is one of the most developed in Africa, and is considered one of the engines of the country&#8217;s economic development.<\/p>\n<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div>","protected":false},"excerpt":{"rendered":"<p>In a note published on the Mena region and Turkey, the US rating agency Standard and Poor&#8217;s (S &amp; P) shares the high exposure of the Moroccan banking sector to the risks related to real estate. &#8220;The Moroccan banking sector remains constrained by its high exposure to the risks associated with commercial real estate. This<\/p>\n","protected":false},"author":530746,"featured_media":464464,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"translated_post_url_fr":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12000,12046],"tags":[12340],"class_list":{"0":"post-464462","1":"post","2":"type-post","3":"status-publish","4":"format-aside","5":"has-post-thumbnail","7":"category-banks-insurance","8":"category-leaders-en","9":"tag-morocco-en","10":"post_format-post-format-aside","11":"pmpro-has-access"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Morocco: Banking sector heavily exposed to real estate risks according to Standard &amp; Poor&#039;s - Financial Afrik<\/title>\n<meta name=\"description\" content=\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. 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Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. 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The U.S. government is seeking more than $5 billion in a lawsuit against rating agency Standard &amp; Poor's over mortgage bond ratings, U.S. Attorney General Eric Holder said on Tuesday. The civil suit against S&amp;P and its parent McGraw-Hill Cos Inc is the first federal enforcement action against a credit rating agency over alleged illegal behavior related to the 2007-2009 U.S. financial crisis. 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