{"id":462441,"date":"2018-10-02T12:52:16","date_gmt":"2018-10-02T11:52:16","guid":{"rendered":"https:\/\/en.financialafrik.com\/?p=462441"},"modified":"2018-10-02T12:52:16","modified_gmt":"2018-10-02T11:52:16","slug":"sub-saharan-africa-considered-as-valley-of-the-bank-of-the-future","status":"publish","type":"post","link":"https:\/\/www.financialafrik.com\/en\/2018\/10\/02\/sub-saharan-africa-considered-as-valley-of-the-bank-of-the-future\/","title":{"rendered":"Sub-Saharan Africa considered as “Valley of the Bank of the Future”"},"content":{"rendered":"
<\/div>

The Valley where the bank of the future is invented is in sub-Saharan Africa, according to Yves Eonnet and Herv\u00e9 Manceron, co-founders of TagPay in their book “Fintech: the banks counterattack”.<\/p>\n

For the authors, African banks have taken advantage of the technological revolution, in a context where “the rise of fintechs is shaking up the banking sector in developed countries”. Thus, the traditional bank is reinventing itself in digital and human bank, indicates a press release published Wednesday, September 26th.
\nIn their book, continues the source, “the authors analyze more particularly what has made the keys to this success, showing that fintechs have proved to be in Sub-Saharan Africa tools for financial inclusion. Thus, in a very weakly banked landscape (5 to 15% of banking rate on average in African countries) but whose growth in terms of access to smartphones is the fastest in the world (+ 350% increase between 2007 and 2016), digital banking is the solution to traditional banking to overcome the shortcomings in banking infrastructure.
\nThey also indicate that the craze for digital banking solutions in Sub-Saharan Africa makes the region a source of inspiration for the rest of the world.
\nAs a reminder, the authors of the book presented at a press conference held Tuesday, September 25 in Paris are the co-founders of TagPay, a fintech that operates, via its digital platform, in nearly 30 banks in 18 countries and claims, to date, over 2 million active customer accounts, and a turnover of 2.9 million euros for 59.3 million transactions processed in 2017. The book includes an analysis of the revolution that is the advent of digital banking.
\n“In terms of disruptive innovation, the weight of installed systems is an obstacle that is always difficult for banks to overcome. The absence of existing systems in Africa frees it from these constraints and allows it to realize its financial inclusion projects. It is making a technological leap by deploying the digital bank to serve these new populations. This is how Africa invented before our eyes, the bank of the future, “said Yves Eonnet.<\/p>\n

<\/div>","protected":false},"excerpt":{"rendered":"

The Valley where the bank of the future is invented is in sub-Saharan Africa, according to Yves Eonnet and Herv\u00e9 Manceron, co-founders of TagPay in their book “Fintech: the banks counterattack”. For the authors, African banks have taken advantage of the technological revolution, in a context where “the rise of fintechs is shaking up the<\/p>\n","protected":false},"author":530746,"featured_media":462445,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":{"pmpro_default_level":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"translated_post_url_fr":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[12000],"tags":[12295,15435,14647,15170,15436],"class_list":["post-462441","post","type-post","status-publish","format-aside","has-post-thumbnail","category-banks-insurance","tag-bank-en","tag-herve-manceron","tag-sub-saharan-africa","tag-tagpay","tag-yves-eonnet","post_format-post-format-aside","pmpro-has-access"],"yoast_head":"\nSub-Saharan Africa considered as "Valley of the Bank of the Future" - Financial Afrik<\/title>\n<meta name=\"description\" content=\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. 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