{"id":457225,"date":"2018-01-24T14:48:02","date_gmt":"2018-01-24T14:48:02","guid":{"rendered":"https:\/\/www.financialafrik.com\/?p=457225"},"modified":"2018-01-24T14:48:02","modified_gmt":"2018-01-24T14:48:02","slug":"ghana-mobile-money-takes-over-banks","status":"publish","type":"post","link":"https:\/\/www.financialafrik.com\/en\/2018\/01\/24\/ghana-mobile-money-takes-over-banks\/","title":{"rendered":"Ghana: mobile money takes over banks"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div><p>The financial transactions of mobile money reached 2,3 billions of Ghanaian credit is just over 505 million end of December 2017, according to data from the Central Bank of Ghana. This amount represents a growth of 84,6% against 285 millions of dollars in 2016.<\/p>\n<p>According to data from the central bank, the active mobile money accounts are estimated at 23,95 million against 11,43 million bank accounts at the end of December 2017.<\/p>\n<p>This feat bears the signature of telecom companies with MTN in pole position which alone has 90% of mobile money accounts held in commercial banks. In October 2017, MTN recorded 9,5 million representing 93,5% of deposits held in commercial banks. Airtel \/ Tigo follows with 360 millions of dollars representing a share of 3,56% of deposits. Vodafone holds 2,52% of the market with 259 millions of dollars deposits.<\/p>\n<p>For some, the amount held by MTN strongly supports the company in its quest to establish a &#8220;digital bank&#8221; soon in Ghana subject to obtaining the required regulatory approval.<\/p>\n<p>In terms of employment, the mobile money allowed the creation of 194 688 direct job end 2017 against 136 769 in December 2016.<\/p>\n<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-bottom-left\"><\/div>","protected":false},"excerpt":{"rendered":"<p>The financial transactions of mobile money reached 2,3 billions of Ghanaian credit is just over 505 million end of December 2017, according to data from the Central Bank of Ghana. This amount represents a growth of 84,6% against 285 millions of dollars in 2016. According to data from the central bank, the active mobile money<\/p>\n","protected":false},"author":527297,"featured_media":457196,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":{"pmpro_default_level":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"translated_post_url_fr":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12123],"tags":[13464,13398,13230],"class_list":{"0":"post-457225","1":"post","2":"type-post","3":"status-publish","4":"format-aside","5":"has-post-thumbnail","7":"category-monetics","8":"tag-financial-transactions","9":"tag-ghana-en","10":"tag-mobile-money-en","11":"post_format-post-format-aside","12":"pmpro-has-access"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ghana: mobile money takes over banks - Financial Afrik<\/title>\n<meta name=\"description\" content=\"Headed by Adama Wade and his team of 20 journalists, Kapital Afrik offers strategic and financial information to executives and managers. The aim of Kapital Afrik is to provide financial and political news, give priority to human entrepreneurial experiences, lend life to economic policies, givemeaning to statistics. Our \u201cexaggerated pretensions\u201d inspire us. We will strive, and gradually, to conceive, comfort and reach them. Three versions, three approaches and a global vision. The website is constantly on the news. The newsletter relays information every morning to executives, bankers, university financiers, students. The monthly edition analyzes the information and explains the setbacks. A single credo initiates our journalistic approach: information = actors, facts = a pluralistic vision. 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